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BayRadio Mortgages


Mortgages for non-residents

A house in Spain? A pair of sunglasses and our mortgages are all you need.

  • Whatever your dream house is, you’ll find a mortgage made-to-measure.
  • Choose between a fixed-rate, variable-rate or mixed mortgage.
  • With a repayment period of up to 25 years.
  • With expert guidance from us all the way.
  • And all in your language.

Find out more

Spain is different and our mortgages as well

Fixed-rate
mortgage

The peace of mind of always paying the same
  • From 5 years to 25 years.
  • A mortgage with a fixed interest rate for the next 10, 15, 20 or 25 years. Surprise-free from the very first day.
  • Up to 60% of the property value.1

Variable-rate
mortgage

The mortgage that varies if the Euribor varies
  • The usual mortgage, like never before.
  • Maximum term 25 years.
  • Up to 60% of the property value.1

Mixed
mortgage

Neither fixed nor variable A little fixed, a little variable
  • During the first years: a fixed rate and a standard monthly repayment amount. You can choose from 10, 15 or 20 years. After that it switches to a variable-rate mortgage.
  • Maximum term 25 years, or 20 years for a fixed-rate mortgage.
  • Up to 60% of the property value.1

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1Using the lesser of the two values of either the purchase price and the appraisal value. Consult conditions according to your country of residence.